If you hire lawyer who is inattentive or lets their files sit around and "gather dust", you may just cost yourself thousands of dollars in lost recovery compensation. Recently, I took on a case involving a gentleman who injured in a car accident. Our office protocol once we sign up a claim is pretty standard and efficient: we gather the necessary documentation and make an insurance claim as soon as possible.
Swift Action Secures a Favorable Judgement
In this case, we immediately contacted the liablity insurance carrier with a sworn affidavit pursuant to Georgia law, which requires insurers to produce their policy information. We also requested the accident report and my client's medical records. Upon receipt of this information, I immediately noticed that the liablity insurer had only $50,000.00 per person, $100,000.00 in limits on the policy. I also noticed that there were THREE INJURED CLAIMANTS, which means that if everyone was as seriously injured as my client, then someone would not be fully compensated. The other two claimants were represented by TV lawyers.
Upon receipt of this information, we immediately sent out a "demand for policy limits" to the at-fault insurance company, giving them the required 30 days to tender the limits or face bad faith penalities for failing to pay a legitimate claim on behalf of their policy holder. The response was a check quickly in the mail to my client for $50,000.00.
As to the other two victims of this accident, unfortunately, they are limited to $50,000.00 in the remaining insurance proceeds, bdivided etween the two of them.
The bottom line is this: Do your homework before you hire a lawyer. Visit several lawyers. Make sure you know that your lawyer has the knowledge and time to pursue your claim immediately!