Stands Up to The Insurance Companies to Protect Your Rights

Stands Up to The Insurance Companies to Protect Your Rights

Savannah Truck Accident Lawyers

If you got hurt in a truck accident in Savannah, Chris Hudson Law Group can help you with your insurance claim or lawsuit. Truck drivers and trucking companies have a duty to keep drivers, passengers, and pedestrians safe from injury. If they cause a crash, victims suffer and sometimes require expensive medical treatment. It’s a traumatic experience with long-term effects. You shouldn’t have to pay for their negligence.

A commercial truck that hits a small passenger car can cause debilitating injuries and fatalities. While victims suffer injury from the initial impact, residual effects can cause even more harm.

Large trucks, such as 18-wheelers, are heavy, long, and carry cargo. After colliding with another vehicle, the cargo can come loose and spill onto the road. That’s a hazard that other drivers may either collide with or swerve to avoid and cause subsequent collisions.

If you discover that the truck driver or their employer contributed to the crash, you’re entitled to pursue financial compensation. You have the right to hold them accountable for their carelessness and seek fair financial damages. Let our Savannah truck accident lawyers help you recover the compensation you need to heal and move forward with your life. Call us at 706-863-6600 today to schedule your free consultation.

Types of Truck Accidents and What Causes Them

Commercial trucks typically consist of a front cab, trailer, and cargo. Their size and weight alone are enough to cause severe damage in the event of a crash. Unfortunately, driver negligence often contributes to truck crashes. If the trucker fails to pay attention to their surroundings, they could easily become distracted and make mistakes that hurt other motorists.

The following acts of driver negligence can lead to a collision:

• Tailgating
• Driving while drugged or drunk
• Fatigued or drowsy driving
• Disobeying traffic laws
• Speeding
• Driving recklessly, such as weaving in and out of traffic
• Failing to yield the right of way
• Failing to check blind spots

Any of the behaviors listed above could result in another driver’s or vehicle occupant’s injuries. When a truck driver behaves negligently, they can cause various kinds of truck accidents. The most common include:

• Lost load: Cargo that wasn’t loaded and secured properly could shift during transport, causing the driver to lose control and crash. Additionally, cargo might fall off the truck, creating hazardous road debris for other drivers.
• Tire blowout: Truck drivers must properly maintain their vehicles during their driving shifts. If they overinflate the tires or don’t repair any damage promptly, they could explode and cause the truck to veer out of control.
• Rollover: Most rollover accidents happen when the truck driver turns too quickly or maneuvers the vehicle incorrectly. Since commercial vehicles have a high center of gravity, a quick change in momentum can cause the trailer and cab to roll.
• T-bone: Most T-bone collisions happen when one driver runs a red light or stop sign at an intersection and crashes into the side of another vehicle.
• Head-on: Truck driver inattention can lead to their vehicle drifting into oncoming traffic. Head-on crashes are one of the deadliest kinds of crashes, and it’s usually the driver in the smaller car that suffers the most.
• Jackknife: A driver who brakes suddenly can lose control of their vehicle, especially if their cargo is unevenly distributed or overloaded. That shift in weight can cause the front cab and trailer to fold towards each other in a jackknife shape.

We Have Experience Investigating Truck Accidents in Savannah

If you were the victim of a truck accident, you have the right to seek compensation from the at-fault parties. To do so, you and your lawyer will have to find relevant evidence that proves someone else was at fault. If you’re unable to prove the truck driver or their employer was responsible for the crash, you’ll unlikely to get the settlement you deserve.

That’s where Chris Hudson Law Group comes in. Gathering evidence after a truck accident is time-consuming. It requires knowledge and resources most people don’t have. Chris Hudson Law Group has a dedicated team of Savannah truck accident lawyers who can handle the investigation for you.

When you hire us, we’ll efficiently collect the following evidence to prove the other party was at fault and should pay for the suffering you endured:

• Truck driver’s cell phone records, maintenance logs, driving logs, chemical test results, and additional information
• Accident scene pictures
• Traffic crash report
• Copies of your medical records, car repair estimates, prescriptions, and other documents associated with the accident
• Video surveillance footage of the crash
• Statements from eyewitnesses
• Liability insurance policies

We’ll also request information from the trucking company, such as maintenance and repair logs, hiring procedures, educational and training programs, and other relevant information. Sometimes, the trucker’s employer contributes to the crash through negligent hiring practices or improper maintenance of their fleet.

Georgia Auto Insurance Laws

All truck drivers must carry a commercial driver’s license to operate a large truck. Drivers who hold that license must go through extensive education and training. That makes sense because operating a commercial truck is more complicated than a smaller car. It requires knowledge of the vehicle, how to react to dangerous situations and the appropriate methods for maneuvering it.

In Georgia, it’s a state law that all motorists carry auto insurance with minimum liability limits. Since truck accidents tend to cause more severe injuries and property damage than a crash between two passenger vehicles, truck drivers have auto insurance with high liability limits. Those limits can cover medical treatment costs, lost wages, and other expenses the injured victim incurs.

The minimum limit for regular drivers in Georgia is $25,000. Truck drivers, on the other hand, must meet Federal Motor Carrier Safety Administration regulations. They must have a minimum of $100,000 in liability coverage for intrastate driving. If they travel out of state, they have to carry liability coverage of at least $750,000. They’re also required to have $1 million in liability when transporting oil products and at least $5 million in liability coverage for hazardous materials, such as explosives or toxic chemicals.

All that means that you could potentially receive a settlement check for the maximum limit listed on the truck driver’s policy if you’re able to prove they were at fault. If you’re found to share at least 50% fault for the crash, you won’t be entitled to any compensation. According to Georgia’s modified comparative fault rule, you can collect an award for your damages based on the percentage of blame you share, as long as it’s less than 50%.

A jury or insurance adjuster will determine your degree of fault when calculating the maximum compensation you deserve. For example, let’s say your total damages are $100,000, and you were 20% at fault for the truck accident. That means you could receive up to $80,000 in compensation from the truck driver or trucking company.

What Are Damages?

There are three types of damages you could pursue in a truck accident case: economic, non-economic, and punitive. Damages refer to expenses and suffering associated with an accident or injury.

Economic and non-economic damages are available to injured victims who file an insurance claim or lawsuit and include the following:

• Medical bills
• Lost wages
• Lost earning capacity
• Vehicle repair or replacement
• Loss of quality of life
• Pain and suffering
• Emotional distress
• Disability

The insurance adjuster or jury members will review the details of the accident to determine how much money you deserve. Severe injuries typically result in higher compensation, while minor injuries result in lower compensation. Your lawyer won’t let you agree to less than you’re owed, since we’ll separately calculate how much we think you deserve.

The third type of damages, punitive damages, are only available in a lawsuit under exceptional circumstances. If the truck driver’s or trucking company’s actions were particularly malicious, reckless, egregious, or negligent, a jury might award you punitive damages. Unlike economic and non-economic damages, they don’t compensate you for your expenses or pain and suffering. Instead, they punish the liable party and aim to deter them from similar behavior in the future.

Why Choose Chris Hudson Law Group?

You could decide to pursue your truck accident case alone, but it’s not a good way to get what you’re owed. Chris Hudson Law Group and our team of Savannah truck accident lawyers have experience working on cases like yours. We know the tactics necessary to protect your rights and seek the maximum monetary award available.

Insurance companies can be intimidating. They may try to scare you into accepting a low settlement so that they can close out the insurance claim and move onto the next one. We know how they operate and will fight hard against them to get you the compensation you deserve. Our experience and resources are just as extensive as theirs. We won’t let them intimidate us.

When you hire us, we’ll take care of all the legal aspects of your truck accident case. You won’t have to worry about navigating the complicated legal road. We’ll do all the work so you can focus on your recovery.

Schedule Your Free Consultation Today

We offer free consultations to prospective clients. That gives you the freedom to speak with us about your case without the obligation of hiring us. We’ll be happy to review the details of your truck accident and advise you of your legal options.

Our Savannah truck accident lawyers understand how devastating your truck crash has been for you. We want to help you get through it. We care about our clients, and we’ll always treat you like a priority. You can depend on us to be there for you throughout your entire case.

If you sustained injuries in a truck accident in Savannah, call us at 706-863-6600 today and let us help you get back on your feet.

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