http://www.chrishudsonlaw.com/ One of the first questions a worker has following an injury is: “What benefits am I entitled to?” Generally, workers’ compensation provides three main benefits: medical, wage loss, and permanent disability.
Medical benefits are usually provided from a list of doctors contained on an employers’ panel of physicians. If an employer does not have a panel or if it does not meet certain criteria, you may be entitled to seek care from a physician of your choosing. The second benefit is called temporary disability payments. If you are totally disabled, you are entitled to two-thirds of your average weekly wage based on the 13 weeks prior to the accident. Finally, you may be entitled to permanent disability payments. If you have permanent impairment to your body due to the work accident, these disability payments are calculated based on the percentage of impairment to your body.
I will often send my clients for a second opinion to ensure that his or her impairment rating is accurate because this can significantly affect the value of your claim. Remember, insurance companies are for profit entities and may not volunteer all the benefits you are entitled. If you or a loved one has been injured and want more information and want more information on what benefits you are entitled to, contact my office for a free consultation at 706.863.6600 or online at http://www.chrishudsonlaw.com/contact.cfm.